DMPQ- What is ULIP (Unit-linked insurance plans) ? How does it links insurance companies with stock markets?

In recent times, there has been an increased preference of mutual fund companies as well  as insurance companies to combine the investments in stock markets with life insurance  plans, known as ULIPs. This need has arisen as there is very low penetration of life  insurance in India or lack of awareness of the need for … Read more DMPQ- What is ULIP (Unit-linked insurance plans) ? How does it links insurance companies with stock markets?

DMPQ- Throw light on some of other forms of budgeting in India.

Zero-Based Budgeting – ZBB This is a method of budgeting in which all expenses must be justified for each financial  year. The process of this budgeting starts from a “zero base,” on every financial year. Every  function within the ministry or department is analyzed for its needs and costs. Budget  allocations are then made according … Read more DMPQ- Throw light on some of other forms of budgeting in India.

DMPQ-Financial inclusion is must to achieve economic equality. What is financial inclusion. What are its benefits.?

Financial inclusion is described as the method of offering banking and financial solutions and services to every individual in the society without any form of discrimination. It is done to bring majority of stakeholders under the net of financial security. Benefits of Financial inclusion: Access to Financial services enables the poorest and most vulnerable in … Read more DMPQ-Financial inclusion is must to achieve economic equality. What is financial inclusion. What are its benefits.?

DMPQ- Explain the concept of capital account convertibility. Compare the advantages and disadvantages of full capital account convertibility.

. Capital Account Convertibility is a feature of a nation’s financial  regime that centers on the ability to conduct transactions of local financial assets (money, stocks, bonds,  real estate, FDI, FII, account receivable, inventory etc) into foreign financial assets freely and at market  determined exchange rates. In layman’s terms, full capital account convertibility allows local … Read more DMPQ- Explain the concept of capital account convertibility. Compare the advantages and disadvantages of full capital account convertibility.

DMPQ- PRASAD scheme.

Twelve cities namely Amaravati (Andhra Pradesh), Gaya(Bihar), Dwaraka(Gujarat), Amritsar(Punjab), Ajmer(Rajasthan), Kanchipuram(Tamil Nadu), Vellankani(Tamil Nadu), Puri(Odisha), Varanasi(Uttar Prasesh), Mathura(Uttar Pradesh), Kedarnath (Uttarakhand) and Kamakhya (Assam) have been identified for development under Pilgrimage Rejuvenation and Spirituality Augmentation Drive (PRASAD) by the Ministry of Tourism. The objective of schemes are as follows: To drive a national mission for … Read more DMPQ- PRASAD scheme.

DMPQ: What are the objectives of Pradhan Mantri Bhartiya Janaushdi Pariyojana? Discuss its salient features also.

Out of pocket expenditure on health is one of the reason for perpetual poverty. The major chunk goes in buying medicine. Hence to deal with this issue PMB jan aushadhi yojana was launched to ensure the availability of quality medicine at affordable price for all, particularly the poor and disadvantaged.  The salient features of the … Read more DMPQ: What are the objectives of Pradhan Mantri Bhartiya Janaushdi Pariyojana? Discuss its salient features also.

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